Frequently Asked Questions – The Oak Leaf Company

Frequently Asked Questions

About Our Owner Financed Homes

Frequently Asked Questions

Most frequent questions and answers

What do I need to get into an Owner Financed Home?

To purchase an owner finance home, you will need a down payment and the ability to make the required monthly payments for the term of the owner financing. When you find a property you like, we’ll let you know what both the down payment and monthly payment are.


What’s the process to get into one of your Owner Financed Homes?

The first step is to tell us what you are looking for. Once we have your information, we’ll send you homes that meet your criteria. We’ll also send you upcoming homes for you to look at as well. When you see a home you like and are ready to move forward, we’ll send you an application. At this time, you’ll know the Down payment required, the term of the financing, and the home’s monthly payment. Before move-in, you’ll be required to make your down payment. This entire process typically occurs with 7-12 days for most of our clients.

How long is the financing?

Most of our homes come with owner financing for a period of 3-5 years. That is normally plenty of time for you to be able to qualify for conventional financing with your preferred bank. We also help clients repair and even build their credit score, making it easier to qualify for a conventional loan.

Do furniture and appliances come with the home?

Most of the time, the home does not include furniture. If a home does come with furnishings, we’ll let you know up front. Homes typically come with appliances, including stove, oven, refrigerator. Sometimes, our homes will come with a washer & dryer.

How quickly can I move into an Owner Financed Home?

Most of our clients move into their home within 7-12 days of working with us.

What Our Clients Say...

"These guys deliver!"

If you’re looking for an Owner Finance home, simply tell us a little about yourself and what you’re looking for, and we’ll send you a list of available homes for you to look at!

Rated an average of 4.8 out of 5 stars by 4 reviewers.


"I needed to sell a home in 48 hours. Your team of investors was able to get the deal done!"
by - Lane R.

Wow, thank you

"I considered selling the home quickly for cash but then decided to let them try to list it for me first (with their cash offer as a backup). As it turned out, they found me a buyer and I made more money!"
by - Saundra E.

Great Work!

"Thanks guys, keep up the good work!"
by - Martie S.

Incredible Service!!!

"I live in Ohio and needed to sell a home I inherited in Austin. You guys bought it for cash in less than a week."
by - Tom B.
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