Owner Financed Homes Near Me – The Oak Leaf Company

Owner Financed Homes Near Me

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Owner Financed Homes Near Me

When a home purchase is financed by the owner, the owner assumes the lender’s role. Instead of receiving cash up front, the seller is paid monthly mortgage payments plus interest. Owner financing benefits the buyer because down payment and credit requirements are often more flexible. Finding an owner willing to finance a home can be a challenge, but you can improve your chances by following a few steps.

1. Talk to a real estate agent or broker. If you find a home that you are interested in, your agent can approach the listing agent to see if owner financing is a possibility. The agent might also know of a homeowner eager to sell and willing to explore creative financing options.

Owner Financed Homes Near Me

2. Check a public Multiple Listing Service site. Although most MLS sites are reserved for real estate agents, some counties offer public access. If owner financing is offered, it is typically mentioned in the “comments” section of a property.

3. Check real estate listings for homes for lease with an option to buy. With a lease option, you can buy a home at the end of the lease term if you qualify for a loan. Some sellers are willing to apply a percentage of your rent toward the down payment to help you save. If the seller wants to move the home fast, you can mention the possibility of owner financing.

4. Drive around areas you might be interested in living. Look for signs that say “House For Sale.” Contact these owners to see if they are interested in an owner financing deal.

5. Spread the word. Let your friends and family know you are looking to buy a home with owner financing. Search local classified ads online and in the newspaper for owner-financed deals. You can even post your own ad to reach potential sellers.

Are you ready to be a property owner? Get in touch with The Oak Leaf Company now.

Houston Owner Financed Homes Near Me

Houston Owner Financed Homes Near Me

If you would like to buy a home, you have cash saved up to put down as a down payment but you can NOT qualify for a conventional mortgage loan, then you might want to consider purchasing a home under owner finance.

If you have been not being able to qualify for traditional bank financing, you’re not alone, good news is we can help solve your problem. The sellers of the homes that we list offer Owner Financing terms making qualifying very easy for you. Learn about Owner Financed Land Texas

We make it very easy to own your own home… to have a place that you can claim as your own and be a proud homeowner. Nearly every one of our past buyers had been turned down again and again and again by banks and mortgage brokers… even banks that advertised “bad credit okay.” They never thought they’d EVER be able to actually buy a home for themselves and their family until they got into our program.

If you like what you see, let us know and we’ll get you started and get you the list of properties we have available… if, on the other hand, you decide it’s not for you, that’s not a problem.

To get started just fill out the form on our website and one of our owner finance specialists will contact you.

Owner Financed Homes Near Me Houston

There are many ways you can find an owner financed home. You can hire a realtor, you can go through For Sale by Owner listings and talk to their owners, you can go through listings on free property listings websites online or tour neighborhoods where you are planning to buy homes and negotiate with sellers individually.

The Oak Leaf Company can help you learn how to buy any home with owner financing in Houston. We match you up with an investor who buys the home on your behalf and owner finances it to you. You are also assigned a realtor who helps you find your dream, negotiates on your behalf, prepares a contract and gets you through the closing process, at no additional cost to you.

Owner Financed Homes Near Me Houston

Owner financing is a great option for buying a home in Houston, particularly if you are struggling to get a conventional mortgage. It is different from typical owner financing arrangements where balloon payments, pre-payment penalties and other similar restrictions are standard practice.

Owner Financing In Texas

Owner financing is a contractual agreement between the seller and buyer. It allows the buyer to gradually recompense instead of paying for the whole purchase price. Basically, the seller agrees to payment over time for a chance to sell the property. This is a great opportunity for potential buyers who cannot obtain loan from mortgage lenders or banks and for sellers who are having difficulty selling the property. Since it does not involve lenders, the overall terms are negotiable to benefit both the seller and buyer. It saves the latter from closing costs and provides the former with monthly cash flow with better returns.

If you’re a Texas buyer and are interested in purchasing a home, you must also be aware of the changes to the real estate market over the last decade. If you’re planning to owner finance your home, speak to us to learn more about the details. The Oak Leaf Company can help ensure that you manage your legal liabilities appropriately as you put your property on the market or purchase an owner financed home. Give us a call today or fill up the form in our website.

Owner Financing In Texas

Houses Financed By Owner

The ability to buy a home in today’s housing market has gotten tougher. Strict loan requirements that are almost impossible to meet along with large down payments have made what should be a wonderful experience a challenging one.

Here at The Oak Leaf Company, we offer owner financing and a layaway program. Our owner financing program offers tailored financing that gives us the flexibility to qualify you without requiring a credit score, and our layaway program gives you the down payment flexibility that you need to get into the home that you want.

Houses Financed By Owner

Some benefits of Houston Owner Financing:

If you enter into owner financing, you need to have a gameplay to get into a safer, cheaper, traditional mortgage within 3-5 years of starting the owner financing. Contact us today and we will help you find your dream home and help you learn how you can buy that home with owner financing without credit check or income verification.

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